Tillamook & Lincoln City Car Accident Attorney
Injury Attorney Serving Tillamook – Lincoln City Oregon
First, a Word about Personal Injury Protection Insurance & Car Accidents in Tillamook & Lincoln City
If you have been involved in an auto accident, your own insurance company will pay the medical bills you incur from your injuries and treatment. Personal injury protection, or PIP, is mandatory coverage under all Oregon auto insurance policies. PIP benefits cover you for the first year following your accident and pay up to $15,000 for your reasonable and necessary medical care. Benefits can be higher depending on your insurance coverage, but that is the minimum in Oregon.
Also, if you suffer lost wages and are off work for 14 consecutive days, PIP will pay you for up to 52 weeks of wage loss. This benefit is available for time loss at any time during the two years following the accident. So, if you have surgery at some point and are off work, then PIP would pay for your wage loss even if you were off work later than one year after your accident. PIP wage loss pays up to $3,000 per month or 70% of your lost wages, but no more than $3,000 per month for polices written or issued on and after January 1, 2010. PIP coverage prior to that was only $1,250 per month.
If you have an accident, file a report with the Department of Motor Vehicles within 72 hours. Keep a copy of that report for your records. Also, notify your insurance company immediately so that they can send you an application for PIP benefits. Then, call us or fill out our request for a Free Attorney Consultation form.
We can help make sure your bills get paid, that the providers accept what PIP is mandated to pay and that you do not end up with bills that should have been paid by PIP. Any additional wage loss you have that is not covered under your PIP can be obtained from the other driver at the time we settle or go to trial on your claim.
In Oregon, you have two years from the date of the accident in which to settle your claim or to file your lawsuit. If you fail to act within that time frame, your claim is barred by the statute of limitations.
Car Accident Facts
Did you know? In 2001 the NHTSA Compiled these statistics…
- 3,000,000 people were injured in motor vehicle accidents.
- 41,300 died in motor vehicle accidents.
- 40% of the fatalities were alcohol related.
- 2,600 children under the age of 15 were killed in motor vehicle accidents.
- 7,500 young drivers (16-20) were involved in fatal crashes.
- 3,000 motorcyclists were killed.
- 4,700 pedestrians were killed.
- Improper use of seat belts accounted for 63% of the fatalities.
As you can see, the car accident injury statistics in America are staggering. Injuries from car accidents are the leading cause of death for people from the ages of 6 to 33 years old.
Tillamook & Lincoln City Oregon Car Accident Attorney
At The Law Offices of Matthew H. Kehoe, we represent injury victims throughout the State of Oregon, including the communities of: